NEED A SURVEY OR VALUATION ?
LOOK NO FURTHER THAN DOWEN
Dowen Surveying Services is a specialist division of Dowen Estate Agency.
We carry out professional survey and valuation work for private individials, solicitors, companies and institutions such as banks and building societies.
Our aim is to provide a personal service where the Surveyor will also be available, personally, to discuss any aspect of the survey work he/she has carried out.
Our clients find this aspect of our service invaluable, as we insist that the Surveyor concerned will always be approachable and ready to answer any queries raised in easy-to-understand layman terms.
Why Have A Professional Survey?
The purchase of your own home is generally regarded as the biggest financial outlay you will ever make.
Most mortgage lenders will insist on at least a basic valuation before allowing your purchase to proceed. However this valuation provides little more than to advise the lender of the basic condition of the property and that it is a worthwhile mortgage risk.
If you are buying for cash a survey is essential to ensure that your purchase is sound.
Intelligent homebuyers therefore realise that it is important to commission a professional survey to advise as to whether the property is free from significant defect and associated expense.
Money wisely spent on a professional survey can often save the need to spend thousands on repairs or replacements.
In the event of essential repairs being found, your survey report could also be a useful negotiating tool to further reduce the price you pay for your next home.
If no significant repairs or expenditure are required then at least you have peace of mind.
Remember it is too late to re-negotiate the sale price once you have exchanged contracts or moved in.
When buying a home you should never rely solely on a mortgage valuation. Most lenders themselves state, within their terms and conditions, that this should not be done.
The section to the right allows you to consider the benefits of each type of professional survey and which type would best suit your needs
We also carry out:
Written Private Valuations
This style of report is suitable if valuations are required for
To obtain a written valuation please ask for a quote.
Prices start from £80
DOWEN SURVEYORS OFFICE
21 Athenaeum Street, Sunderland, SR1 1DH
We offer 2 types of professional survey
RICS Homebuyers Report
The RICS Homebuyers survey is designed specifically as an economy professional survey and is a cost-effective way to minimise risk.
The report focuses on essential defects and problems, which are urgent or significant and have an effect on the value of the property. This report is more detailed than a basic valuation and comes in a standard format which is easily understood and divides the report into different sections i.e. walls, roof, gutters etc.
The Surveyor’s main objective in providing the service is to assist the prospective homebuyer to:-
Matters which are judged not to be urgent or not significant, are in general not included in the report, but the Surveyor will mention matters judged to be both helpful and constructive.
Where necessary the Surveyor can also provide an extra service, which is outside the normal scope of the standard package – perhaps providing a schedule of minor defects and arranging the testing of mains services by including suitably qualified specialists.
The Surveyor will be happy to personally discuss with you any aspect of the report which causes you concern and will answer any questions you may have.
A Building Survey is more expensive than an RICS Homebuyers Report and is suitable for any residential property. It provides a comprehensive picture of its construction and condition of the premises. This is a more extensive report than the Homebuyers Report.
There is no set format for the report though it is generally broken down into sections covering:-